Money

"Dear George I am a basic rate taxpayer. When, on 8th July 2015, you sat down after your Budget, I was nearly £2,000 a year worse off because of changes to the tax regime. Yet the media lauded your Budget as a tax-cutting success. How did this discrepancy arise? It arose because I am the owner of a small business and I remunerate myself via salary and dividends. 8th July 2015 marked the day when the Conservative party finally ditched any pretence to being the party of small business; the era of "crony capitalism" (corporatism) is now accepted and openly touted by the establishment. Small business is so "yesterday". So yes, I have a vested interest in whingeing. I admit it. But let me put to paper my thoughts on why this new taxation of dividends is so damaging. First, let...
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Hello Everyone, Thousands of students from all over the world are unable to get admission in their dream universities. They are left hopeless and they think every door is now closed. Then there are those who do get admission to the university they want to but their family won't allow it. I am one of such miserable students. I got my offer letter from University Of Leeds a few days back. Although I was too excited to get it, a part of my head was unhappy. Why? Well, it dreaded my parent's reaction. I knew they won't be as much pleased as I was. I knew they would not approve of me going to UK. And yes, my assumptions were more than true. I asked them and they denied. As simple as that for them. But no one thought how desperate they were going to leave me.''We don't money with which to...
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I am writing this not for sympathy, as I know my problems are of my own doing, but am writing this to highlight how easy it can be for people to get themselves in to trouble gambling, and hopefully stop at least one person getting themselves in to debt they cannot afford. In the last three months, I have managed to lose nearly £50k gambling online. I am now on the verge of losing my house, and am drowning under the debt I have mounted up/ This process of losing money is all too easy online, and I truly believe some new legislation needs to be brought in to stop this happening to anyone else. On a few occasions I have managed to get myself a large amount in profit, but due to the length of time it takes companies to process withdrawals (3-5 days in some cases) and the fact that it is...
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Dear industry stakeholders, fans and observers, By now, you have probably heard about the launch of EquiLottery, The Greatest Two Dollars in Sports. We have received coverage from every major publication in the Thoroughbred industry, which helped drive over 5,000 people to EquiLottery.com in our first 72 hours. We made our initial public splash last Friday when industry allies Sen. Damon Thayer and Rep. David Osborne gave EquiLottery a voice in their monthly Licensing...
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Dear Sir, Would it be presumptuous to tell you how I really feel? Share my emotions? Lay bare my belabored soul? I agree with your smirking look of disdain and superiority entirely. You sure know how to handle yourself when dealing with sales associates. You’re absolutely right to use your stop-right-there-I-don’t-want-you-to-try-to-sell-me-anything-even-though-I-came-to-the-store-today-to-make-a-purchase “Not interested” as soon as I start to welcome you to my register. Why? Because I NEED it. Let’s be honest, when I tell folks I work here for “beer money” or because “it’s a refreshing change of pace” from the tedium of my 9-to-5, required-a-bachelor’s-degree-so-I-got-one-and-now-I’m-drowning-in-debt-and-need-a-second-job-to-afford-my-little-house-in-the-iffy-neighborhood-I-...
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Could you please take a look at the student loan scheme when you prepare your next budget? I realise that your 2015 surplus target is looking increasingly out of reach, but I have a suggestion to help you get back there sustainably. New Zealand’s student loan borrowers are a parasite on the Government’s books, and a quick glance at the state of the Government’s balance sheet shows these parasites are in plague proportions. Solving this plague will definitely improve your chances of returning to surplus sustainably over the medium-term. Despite education being an investment in oneself, as evident by the higher average earnings of tertiary graduates, the Government seems content with continuing to subsidise graduates even once they have embarked on a successful professional...
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Governor Perry: We write to express, in the strongest possible terms, our disappointment over the outcome of the regular and special sessions of the 82nd Legislature, in which every single one of the dozens of common-sense immigration reform bills died. As you are most likely aware, the overwhelming body of polling data shows that Texans are extremely concerned about the effects of unchecked illegal immigration on our state. A recent University of Texas / Texas Tribune poll of 800 registered voters in Texas found the following: Texas voters consider illegal immigration to be the most important problem facing the State of Texas, with the lack of border security ranking a close second.[1] Fully 87% of Texas voters, including 71% of Hispanic voters, support the passage of a...
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London, 08.11.2012 Dear HMRC. I am very disappointed in the service I received from you over the last year or so. Having taken early retirement last year, I supplemented my pension with a small sole-trader writing work, mainly articles and reviews. I kept a note of all these payments, and when it came to the end of the year and time for me to fill in an online tax return, I read up all your literature. I was a Civil Servant since I was 17, and have drafted legislation, designed forms, and created and published guidance for areas of work far more complicated than our tax system. Try the international reciprocal enforcement of child maintenance for size! Given that I had been paid by the Government all my full-time working career and had just topped up my monthly pension with a few...
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